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#1 by Anonymous (Nobody) at 08 Apr 2014 19:32:15 GMT

How to build credit and get top sceros at the same time (with time):Use your credit card for small things you need like food or gas.Pay in full each month.52% of Americans use cards this way.They carry the top sceros.Carrying balances is an easy way to destroy credit.You don't want a low interest card. Why?This will only tempt you to carry balances.When you pay in full each month, you never pay interest.So let that interest (APR) be 99.9%. You'll never pay it.You only plan it to use in emergencies?You need to set up an emergency savings account for this. Not a credit card.Again, you need to use your card to develop credit.If you don't use it, the credit reports will show $0 balance no benefit.Use it for very small things, and pay in full, and get sceros that will amaze any future creditor

#2 by Anonymous (Nobody) at 09 Apr 2014 01:51:58 GMT

HiYou could Visit the Bank tell them that you are considering tanikg a Bank Loan, but your worried that they may not allow you to have one.The Bank would tell you that they can do a Credit Check on you, and let you know if you passed their checks.That way the Bank pays for the check gives you the answer whether or not you are Credit Worthy.Then you simply tell them that you will go away to think about it (without filling out any Loan Application Forms) and eventually tell them don't wish to proceed. HEY PRESTO! you have your Credit Score.Hope it works for you.

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